In July 2025, the Michigan Supreme Court issued a significant opinion in two consolidated cases: C-Spine Orthopedics, PLLC v Progressive Michigan Insurance Company  and Wallace v Suburban Mobility Authority for Regional Transportation . At the center of both disputes was a deceptively simple question: Who is allowed to bring a lawsuit for personal injury protection (PIP) benefits when those rights have already been assigned to someone else?   The Court’s answer was nuanced bu

I don’t make the rules. But I think it is well-documented that anytime an attorney is asked a numbers question, they are required to respond with “I didn’t go to law school to do math!” [Insert hearty chuckle here]. Cheesy lawyer jokes aside, the 2019 amendments to the No-Fault Act have essentially required both plaintiff and defense attorneys to become glorified accountants – albeit in the most basic sense. Drafting spreadsheets, calculating Fee Schedule rates, and…FIFO? Tha

In Michigan, the no-fault auto insurance system eliminates tort liability for auto accidents, except for specific instances outlined in MCL 500.3135. One important exception is the liability for damages related to allowable expenses and other personal injury protection (PIP) benefits. Injured individuals can recover these damages in certain situations: either beyond policy limits if the PIP coverage is limited, or from the first dollar if PIP coverage was excluded due to an o