Michigan Court of Appeals clarifies PIP coverage selection under MCL 500.3107c, holding insurers are not required to verify Medicaid enrollment for $50,000 coverage.

The complex statutory scheme affording Michigan vehicle owners new PIP[1] coverage options after no-fault reform has led to a wave of uncertainty and litigation in the years following its enactment, and the Court of Appeals recently opined on another of these issues. In Love v Rudolph,[2] the Court created a new directive on applying this scheme in claims involving motorcyclists.

A Closer Look at Priority in Bus-Related Claims In September 2025, the Michigan Court of Appeals issued a published opinion in Michigan Municipal League Liability & Property Pool v Farmers Insurance Exchange. The case asked a straightforward but important question: when an uninsured passenger is injured while boarding a city-operated bus, which insurer is responsible for paying personal injury protection (PIP) benefits? The Case in Brief The City of Niles operates Dial-A-Ride