A Closer Look at Priority in Bus-Related Claims In September 2025, the Michigan Court of Appeals issued a published opinion in Michigan Municipal League Liability & Property Pool v Farmers Insurance Exchange. The case asked a straightforward but important question: when an uninsured passenger is injured while boarding a city-operated bus, which insurer is responsible for paying personal injury protection (PIP) benefits? The Case in Brief The City of Niles operates Dial-A-Ride

In July 2025, the Michigan Supreme Court issued a significant opinion in two consolidated cases: C-Spine Orthopedics, PLLC v Progressive Michigan Insurance Company  and Wallace v Suburban Mobility Authority for Regional Transportation . At the center of both disputes was a deceptively simple question: Who is allowed to bring a lawsuit for personal injury protection (PIP) benefits when those rights have already been assigned to someone else?   The Court’s answer was nuanced bu

I don’t make the rules. But I think it is well-documented that anytime an attorney is asked a numbers question, they are required to...